Forest Park Federal Credit Union

Loans

Our Visa Credit Card gives back

Forest Park Federal Credit Unions Visa Credit Card

We think that our Visa Card is unique and special. If you support the credit union by using our Visa you will also be supporting organizations in the Portland area. 10% of the interest paid on our Visa is donated to some excellent non profits including the Following

Oregon Zoo
Forest Park Conservancy
Sisters Of the Road Café
Friendly House
Audobon Society of Portland

NW Portland Ministries

Not only will you avoid the hassles that the big banks are putting you thru with constantly changing rates but you also get to do something good for our community. The rates on our Visa are as low as 8.9% APR and they have been that low for years.

We never charged you $30 for being one day late on your payment.
We never increased your rate up over 25% APR for being one day late or being a day late on another account.
We didnt tease you with 0% APR on balance transfer only to charge you 3% to do the transfer then raise your rate 6 months later.

Our card is pretty boring but when it comes to credit cards we think boring is better. Support your community and support the credit union. Apply Today!

Mortgage Loans

Are you thinking that it is time to re-finance your mortgage loan? With 30 years rates on conventional home loans incredibly low now is the time to re-finance. We can help you save money. We have a wide range of mortgage products. If you didn't know that we could help you with your home loan purchase or refinance...well...now you do. Give us a call or fill out the appointment form below to schedule a time to talk to one of our loan officers.

Maybe a Home Equity Line of Credit(HELOC) is what you are looking for. Rates are as low as 3.25%apr up to 80%LTV****.

There are plenty of great deals out there for home improvement products with retailers competing for your money. Now is the time to take advantage of low rates and prices.

If a HELOC isn't what you want we also have a fixed rate equity loan. In fact in addition to our already lows rates on Home Equity loans we have two great promotions going on exclusively for homeowners.

We have a couple of special programs we are still running. Borrow up to $7000 for 36 months at 7%apr**** or if you need a little more to get those energy efficiency upgrades completed around your home we also have a special running on fixed rate home equity loan at the very low rate of 4%apr for 60 months up to $25000****.

If you are looking for ways to improve your homes energy efficiency and to make the most of those improvements check out the Energy Trust of Oregon. They have a lot of information about energy star products and a comprehensive list of contractors and suppliers. It is an excellent resource for planning your home improvement project(just like Forest Park Federal Credit Union is and excellent resource for your home equity loan).

Our Bicycle Loan

Did you know that we have a bicycle loan? We do and it is a good one. With all the excellent cycling shops in our neighborhood and all the excellent cyclists all around Oregon we thought it was time to make a loan just for them. So we created a bicycle loan. You can borrow up to a maximum of

$5000 for 7%apr at 24 months 8%apr for 36 months terms****.

Apply online today!

Save money with our low rates on Vehicle Loans

So, you bought that car, truck, motorcycle, boat or RV a couple of years ago and you financed it at some other big bank or maybe another credit union. It was a good deal at the time but rates were higher then than they are now. You don't want to buy a new car but you would like to save some money. You could be saving money or shaving a little time off that loan if you brought that loan over to Forest Park Federal Credit Union. Bring your loan back to us and save some money. Check out our rates!

Loan Type	As low as ***	Up to
New and Used Cars, Trucks, Motorcycles,RV's and boats.	3.50% APR*	9.00% APR*
HOME EQUITY LOANS	4.24% APR	9.24% APR
HOME EQUITY LOC**	3.25% APR	11.50% APR
VISA CREDIT CARD	8.90% APR	16.90% APR
PERSONAL LOANS**	12.25% APR	18.00% APR
These rates were last modified on 04/25/2010.

*Rates are quoted with direct deposit or payroll deduction for payments. If cash or coupons payments are selected rates increase by .25%

**variable rate - changes quarterly on the first day of each quarter

****Rates are subject to change. Loans, loan limits and interest rate are subject to Forest Park Federal Credit Union credit approval guidelines. You must have an application on file or complete an appplication in order to be considered for a loan with the credit union. Please contact a loan officer for more information about specific promotions and loan programs.

View All Loan Rates

Do you want to schedule an appointment to speak to a loan officer? Then click here.

Save Green on Green with our Loans

Forest Park Federal Credit Union has always closely identified with our namesake. The greatest urban park in the entire country is right outside our door. Love and respect of nature is one reason the credit union has supported organizations that help protect our environment and our people. We are doing it again. We have figured out another way to help the environment a little and our members at the same time. If you help us save a little paper then we will help you save a little money.

How to Save

Sign up for E-statement and we will give you $5.00.
Sign up for Payroll deduction or direct deposit for your payment instead of having paper coupons printed and save an additional .25% on your loans APR
Buy a hybrid vehicle then you can save another .25% off your APR.
If you are planning on upgrading your appliances, windows or other inefficient parts of your home to make them more energy efficient then we will help you there too. We will give a .25%APR reduction for home improvement projects that increase energy efficiency or any home improvement projects that are "Green" on our fixed rate home equity loan.

It is that easy.

Find your new car

It's time for a new car. Of course your are going to finance your car at Forest Park Federal Credit Union. When you are ready to start looking we have the resources to help.

Autoland- Save time and hassle. Dont spend all day arguing with the car dealer. Autoland will find the car you want and even deliver it.

CUDL-

Research vehicles
Research Car Dealers
Get a pre-approved
Get Blue Book Values
Carfax vehicle research

Do the research ahead of time at our CUDL (credit union direct lending) Autosmart web site.
If the time and hassle of negotiating with a car dealer isn't your idea of a fun day then have a look at our auto brokers. No hassle auto purchasing and you will know up front exactly how much your new vehicle is going to cost you.

Jim Weaver-

We also recommend Jim Weaver. Jim is an independent auto broker that also works with Credit Unions. Jim gets great Deals on used cars usually at wholesale blue book and he can help with new cars too.
Vist Jim's Site at http://cuab.homestead.com/

Auto Mentors International-

Convenience is just the beginning. The Auto Mentors Team of Personal Auto Shoppers are available to assist with everything from initial research to vehicle delivery in the comfort of your own Credit Union.

There are many ways to buy and finance vehicles, but why put your financial health at risk by allowing strangers to make decisions for you? Let Auto Mentors and your (Credit Union) help you purchase and finance your next new or used vehicle today.

Your Personal Auto Shopper Jonathan Williams wants to help you become a more informed buyer. He can locate the exact vehicle you are looking for, or provide research, answer questions and help narrow down the options until he finds the vehicle that is right for you.

Auto Mentors provides up front and transparent pricing, coordinates financing with Forest Park FCU, appraises your trade-in based on the best market value, and makes the process of buying a car EASY and enjoyable like it should be!

Contact Jonathan Williams directly at 503-504-4326 or email him at jonathan.williams@automentors.com

Other Loan Services

We offer loans for a wide range of purposes. If you don't see what you are looking for contact us. Let us see what we can do to help.

RVs, Boats, & Motorcycles-New and used.
Unsecured Personal loans and Personal Lines of Credit
Line of credit Overdraft Protection- in addition to courtesy pay we offer an overdraft line of credit. Use it as you need it and pay it back. It is there when you need it.
Share and Certificate Secured Loan- you decide the term and the payment. You continue to earn interest on you share and CD's and the rate is low.

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