| Membership Share Requirement |
$25.00 in Regular Share Account |
| Membership Fee |
$5.00 due when account opened |
| Checking/Transaction Account Fees |
| Super Draft Account Monthly Fee |
$3.00 per month (if 300 minimum balance not met) |
| Check Printing Fee |
Price varies depending on style |
| NSF Fee (all Items) |
$25.00 per item |
| Member Privilege Fee | $25.00 per item |
| Stop Payment Request |
$10.00 per item with 50 maximum |
| Check Copy |
$1.00 per item (5.00 if rush/fax) |
| Overdraft Transfer Fee |
$10.00 per item (balance still negative after transfer) |
| Pyramid Hi Yield Share Draft less than 500 |
$15.00 per item |
| ATM/Debit Card Fees |
| ATM/Debit Card replacement |
$15.00 |
| ATM/Debit Card PIN replacement |
$5.00 |
| ATM withdrawals |
$.75 per withdrawal (in excess of 3 free per month) |
| ATM Deposit Difference Reconciliation Fee |
$10.00 per reconciliation |
| Other Service Fees |
| Money Order Fee |
$1.00 per money order |
| Traveler's Cheques |
$1.00 per 100 |
| Check Fee |
$1.00 per check payable to third party |
| Cashier's Checks |
$2.50 per check |
| Copy of Deposit/Withdrawal Item or Receipt |
$5.00 per copy |
| Returned Mail Fee |
$2.00 per occurrence |
| No Current Address on File |
$10.00 per quarter |
| Fax Copy Fee |
$5.00 per copy |
| Collection of Foreign Item - Canadian |
$5.00 per item |
| Collection of Foreign Item - Other |
$8.00 per item |
| Deposited Item Return Fee |
$18.00 (at time of second presentment) |
| Wire transfer fee - US Dollars |
$35.00 per transfer |
| Wire transfer fee - international |
$25.00 per transfer |
| Collection Item Processing |
$15.00 per item |
| Dormant/Inactive Account Fee |
$10.00 per quarter |
| Account Reconciliation/Research Fee |
$25.00 per hour - 25 minimum |
| Statement copies |
$2.00 per page |
| Legal Action Processing (Garnishment, Levy, etc) |
$25.00 per action |
| VISA Sales Draft Copy |
$5.00 per copy |
| VISA/Line of Credit Over Limit Fee |
$10.00 per month |
| IRA Transfer fee (to third party) |
$25.00 |
| Negative Balance Fee |
$10.00 per month ( if less than 100 in shares or no Outstanding loans) |
