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Rate & Fee Schedule

Membership Share Requirement $25.00 in Regular Share Account
Membership Fee $5.00 due when account opened
Checking/Transaction Account Fees
Super Draft Account Monthly Fee $3.00 per month (if 300 minimum balance not met)
Check Printing Fee Price varies depending on style
NSF Fee (all Items) $25.00 per item
Member Privilege Fee$25.00 per item
Stop Payment Request $10.00 per item with 50 maximum
Check Copy $1.00 per item (5.00 if rush/fax)
Overdraft Transfer Fee $10.00 per item (balance still negative after transfer)
Pyramid Hi Yield Share Draft less than 500 $15.00 per item
ATM/Debit Card Fees
ATM/Debit Card replacement $15.00
ATM/Debit Card PIN replacement $5.00
ATM withdrawals $.75 per withdrawal (in excess of 3 free per month)
ATM Deposit Difference Reconciliation Fee $10.00 per reconciliation
Other Service Fees
Money Order Fee $1.00 per money order
Traveler's Cheques $1.00 per 100
Check Fee $1.00 per check payable to third party
Cashier's Checks $2.50 per check
Copy of Deposit/Withdrawal Item or Receipt $5.00 per copy
Returned Mail Fee $2.00 per occurrence
No Current Address on File $10.00 per quarter
Fax Copy Fee $5.00 per copy
Collection of Foreign Item - Canadian $5.00 per item
Collection of Foreign Item - Other $8.00 per item
Deposited Item Return Fee $18.00 (at time of second presentment)
Wire transfer fee - US Dollars $35.00 per transfer
Wire transfer fee - international $25.00 per transfer
Collection Item Processing $15.00 per item
Dormant/Inactive Account Fee $10.00 per quarter
Account Reconciliation/Research Fee $25.00 per hour - 25 minimum
Statement copies $2.00 per page
Legal Action Processing (Garnishment, Levy, etc) $25.00 per action
VISA Sales Draft Copy $5.00 per copy
VISA/Line of Credit Over Limit Fee $10.00 per month
IRA Transfer fee (to third party) $25.00
Negative Balance Fee $10.00 per month ( if less than 100 in shares or no Outstanding loans)










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